Concept, Design & Web development
The author assumes no liability whatsoever with regard to the correctness, accuracy, up-to-dateness, reliability and completeness of the information provided. Liability claims against the author for damages of a material or immaterial nature arising from access to or use or non-use of the published information, from misuse of the connection or from technical faults are excluded. All offers are non-binding. The author expressly reserves the right to change, supplement or delete parts of the pages or the entire offer without prior notice or to discontinue publication temporarily or permanently.
Liability for links
The author is not responsible for any contents linked or referred to from his pages – unless he has full knowlegde of illegal contents and would be able to prevent the visitors of his site from viewing those pages. The author hereby expressly declares that at the time the links were created, no illegal content was recognisable on the linked pages. The author has no influence whatsoever on the current and future design, content or authorship of the linked pages. The author therefore expressly distances himself from all contents of all linked pages that have been changed since the link was created. This statement applies to all links and references set within the author’s own Internet offer as well as to third-party entries in guest books, discussion forums and mailing lists set up by the author. For illegal, incorrect or incomplete contents and in particular for damages arising from the use or non-use of such information, the provider of the page to which reference is made is solely liable, not the party who merely refers to the respective publication via links.
The copyright and all other rights to the content, images, photos or other files on the website belong exclusively to Helvetia Insurance Switzerland or to the specifically named right holders. The written consent of the copyright holders must be obtained in advance for the reproduction of any elements.
The author endeavours to observe the copyrights of the graphics, sound documents, video sequences and texts used in all publications, to use graphics, sound documents, video sequences and texts created by himself or to make use of licence-free graphics, sound documents, video sequences and texts. All brands and trademarks mentioned within the Internet offer and possibly protected by third parties are subject without restriction to the provisions of the applicable trademark law and the ownership rights of the respective registered owners. The mere fact that a trademark is mentioned shall not lead to the conclusion that it is not protected by the rights of third parties! The copyright for published objects created by the author himself remains solely with the author of the pages. Any duplication or use of objects such as diagrams, sounds or texts in other electronic or printed publications is not permitted without the author’s agreement.
If the opportunity for the input of personal or business data (email addresses, name, addresses) is given, the input of these data takes place voluntarily. The use and payment of all offered services are permitted – if and so far technically possible and reasonable – without specification of any personal data or under specification of anonymized data or an alias.